Credit Reporting Works ›
Having the option to credit report HOA dues (as a collection account) motivates homeowners to pay delinquent dues. That’s because credit reporting affects homeowners personally; while liens only affect a property. And a collection account is the simplest, easiest way to credit report dues.
Our process uses skip tracing, a phone and letter campaign, and an attorney written notice to warn homeowners of the impending consequence of being credit reported, if they don’t contact your Board (or its agent) and pay you directly.
Credit reporting works best after your internal efforts stop working, and before you pursue costly legal action.
52.4% Success Rate ›
Community Associations across America are having great success using our process to collect delinquent HOA dues. We recover 52.4% of delinquent accounts without liens or foreclosure.
Our service costs a one-time flat fee of $25 (or less) per delinquent account submitted. And homeowners always pay your Association (or its agent) directly — we never touch your money.
Click here to see the timeline of our service. Read about one of our clients in this Charlotte Observer article. Click here to read testimonials from attorneys, property managers, and Board Members who are using our service. Click here to see how our staff works with homeowners.
Crystal Clear Reporting ›
Our online system documents everything for your Board to review: from homeowner’s actions, to our internal efforts, to your management firm’s compliance — all in real time.
Collect delinquent dues without using liens or foreclosure; and without burying neighbors in legal fees. Credit reporting is the 21st Century way to collect delinquent HOA dues.
Call today for a no-obligation online tour of our system — and see our results for yourself.
We can provide our services for such a low fee, because we work with hundreds of thousands of accounts per month. So you benefit from the discounts associated with our volume, and only pay for that small portion of our services which you use.
Enacted by Congress, The Federal Fair Debt Collection Practices Act (FDCPA) allows property-related debts (like association assessments and fines) to be credit reported as ”consumer debts’, and thus approves the use of credit reporting for association assessments and fines in all 50 States. Our service complies with all FDCPA, Fair Credit Reporting Act (FCRA), and Consumer Financial Protection Bureau (CFPB) statues, laws, and regulations. As the credit reporting entity, we are responsible for all debt collection and credit reporting compliance—providing a secure layer of protection for Associations and Board Members.
NCSPlus Incorporated is a national collection agency, and operates in all 50 states. NCSPlus acts in the capacity of a ‘dunning service’ or ‘dunning collection agency’ for homeowners associations, property owners associations, and condominium associations. Our harmonious collection process complies with all FDCPA, FCRA, and CFPB rules and regulations, as well as all State and Federal laws and statutes.