We Use A Different Approach

get results without upsetting clients


Setting A New Standard For Collections

Collections Compliance Keyboard

A Softer Approach ›


Our collection counselors are salaried employees. This eliminates the stress associated with contingency (commission-based) collection agencies. Stress that often results in pressuring your valuable clients, straining your relationship.

Collection agencies who pay their collectors on commission (contingency) put pressure on their people to ‘hit their numbers’ so they and their floor managers can get a big monthly bonus. This is usually the reason they won‘t accept partial payments (or set-up payment plans).

Our counselors are trained to help your clients work out arrangements, and avoid being credit reported to Experian, Equifax, and TransUnion.

Collection Agency

No Scoring Software ›


Contingency agencies use ‘scoring software’ to sort which of your accounts they’ll work — and which they’ll ignore. It grades the size, age, and type of account, cross referenced with debtors’ zip codes and other credit-based criteria, to judge which accounts are most profitable for them.

By some estimates, many commission-based agencies discard up to 72% of accounts submitted. That’s your money going down the drain.

In contrast, we fully service every account submitted to us equally; all for one low flat fee per account submitted. This results in recovering as much as 327% more of your funds; and ensures debtors are being treated uniformly and equally.

National Collections Agency

Crystal Clear Reporting ›


Collection agencies track everything: when people are called, and by whom; how much is collected on each account; and — most importantly — which accounts they’ve worked, and which they’ve ignored. So why is it so hard to get a simple detailed progress report?

Our process gives you complete transparency and accountability. You have access to see what letters we’ve sent and when, and when phone calls are made. You can even see our internal notes from phone conversations with debtors.

Get complete transparency and accountability, with unparalleled tracking and revenue reporting. All available in our crystal clear online system.

· Our Harmonious Approach Eliminates Alienation · Works With Accounts Uniformly · And Recovers Much More of Your Revenue ·


Our Harmonious Process Has Been Perfected Over 30 Years

NCSPlus has been performing these services for over 30 years. Our simple system provides you 24-hour access to your own online portal to monitor our results, or to print up-to-date progress reports. You can even have access to our internal notes from phone conversations with your debtors.

Our timeline utilizes skip tracing, a series of phone calls and letters, an attorney written demand, and the incentive of credit reporting to motivate debtors to make arrangements to pay you directly. And if you wish, we’ll report accounts who don’t pay you to Experian, Equifax, and TransUnion at no additional charge. Our job is simply to locate and motivate debtors to pay you, in order to avoid the personal consequence of being reported to all three national credit bureaus.

NCSPlus Incorporated is a national collection agency, and operates in all 50 states. NCSPlus acts in the capacity of a ‘dunning service’ or ‘dunning collection agency’. Our harmonious collection process complies with all FDCPA, FCRA, and CFPB rules and regulations, as well as all State and Federal laws and statutes.



Harmonious Collections — NCSPlus Incorporated